Are you’re thinking about your retirement or maybe just clarity around your current federal benefits? BIG QUESTIONS may be coming to mind that need answers; for example:
☑ What benefits are right for me?
☑ When can I retire?
☑ How much will I get in retirement?
☑ What happens to my benefits in retirement?
☑ My TSP options: what should I do now and what should I do after I retire?
☑ The BIG one: can I afford to retire?
As a federal employee you have excellent benefits. In fact, compared to many employer plans today they are exceptional; assuming you clearly understand all the features and benefits and how to apply them to your personal situation. These benefits can form a solid “foundation” to a well-built financial “house” in which to potentially enjoy retirement and confidently weather any financial "storms" that might come your way. Unfortunately, due to the complexities of the system and the myriad of options making the most appropriate choices will, in many cases, require competent advice.
Simply put, you’ll need help.
The good news is we are federal retirement specialists and we can help. We may be able to answer all of your questions and concerns. We understand your system. Through your personal Federal Retirement Report© we can provide you with the following support:
If you’re thinking about retirement this service provides a personalized Federal Retirement Report®. The following items will be included in your Federal Retirement Report©:
Your Federal Benefits are summarized on one convenient page. This single page quick glance overview of your report will project your income at your desired retirement date and show any penalties that may result from retiring early. Additionally this page will breakout the various funds available to you at your planned retirement date.
A cash-flow analysis of your net income (actual take-home pay) now vs. your net income (actual take-home pay) during your first year in retirement. You will be able to quickly identify now if there will be any “gap” (shortfall) in your income when you retire. If so we will point out ways for you to potentially reduce or eliminate any “gap”. The earlier you know this information the better!
More than just showing you the earliest possible date you can retire (with and without a penalty) and the income you can expect to receive, this comprehensive spreadsheet will illustrate how potentially delaying your retirement can increase the income you receive for the rest of your life. Armed with this information you may then be able to confidently determine the best time to retire.
You'll clearly understand your current benefits (and their cost); however, benefits that are free, or subsidized, now can become extraordinarily expensive in retirement. Your report will expose all of the hidden costs that can potentially deplete your retirement income. With this information you may then be able to determine which ones you should keep and which ones you shouldn't. For example:
☑ Survivor Benefits: free while you work but not in retirement. What are the costs and the alternatives?
☑ FEGLI Benefits in retirement can become expensive. What are the costs and alternatives?
TSP is vital to your retirement. Get it right you may retire comfortably; get it wrong and you may have to delay retirement! You will learn about the choices in TSP; how you are currently allocated and what may potentially be the best allocation strategy for you now vs. after retirement. Furthermore, you will learn about the potential benefits, dangers, and pitfalls to using your TSP to meet future income needs. For example:
☑ Should you keep TSP, rollover your money elsewhere, or a combination of both?
☑ Each persons situation is unique; therefore, understanding your options can be imperative to success in retirement.
INCLUDED AT NO ADDITIONAL CHARGE is the opportunity to have up to one additional one-hour, one-on-one, consultation via webinar with our CERTIFIED FINANCIAL PLANNER™ to help pull it all together. This is one of the most valuable features of your Federal Retirement Report™ and can potentially put you on track, help you find clarity around your money, maximize your benefits, while helping you achieve multiple financial goals possibly sooner and with less risk.
By purchasing your very own personalized Federal Retirement Report© you will have made one of your most valuable investments toward clarity around your federal benefits and an important step toward achieving your financial goals. You will be entitled to the following:
🗨 HOW MUCH DOES THE FEDERAL RETIREMENT REPORT COST?
In the civilian world many people gladly pay $1,500 - $3,000 to receive competent one-on-one retirement advice support and counseling. At $500, by any argument, our comprehensive package would be viewed as a bargain.
SPECIAL PRICING: $179.00 exclusively through this offer.
🗨 WHAT IS A WEBINAR AND HOW LONG DOES IT LAST?
A webinar is an interactive virtual “meeting” with a Federal Benefits Specialist conducted over the internet. During your webinar you will have the opportunity to ask any questions relating to your benefits or retirement. Everyone's report is different so please allow 45 – 90 minutes.
🗨 HOW DO I GET MY FEDERAL RETIREMENT REPORT©?
Start the process by making your payment and providing some basic information about yourself. Click here or visit the Purchase My Federal Retirement Report© section at the bottom of this page.
🗨 DO I HAVE TO DO THE WEBINAR FROM A HOME COMPUTER?
Having the webinar from a home or personal computer is the best way. Most Federal Agencies have firewalls that prevent webinars.
🗨 WHAT IF I WORK UNDER A DIFFERENT FEDERAL RETIREMENT SYSTEM?
Currently our Federal Retirement Report is only available for Federal Employees working under the CSRS, CSRS Offset or FERS systems.
🗨 WHAT IF I LIVE OUTSIDE OF THE US?
Currently this offer is only available to those living in the Continental US, Hawaii and Alaska.
PURCHASE MY FEDERAL RETIREMENT REPORT©
We look forward to preparing your personalized Federal Retirement Report© and setting up your initial review meeting. To get started click on the button below and you will be taken to our Confirmation and Payment page where we will provide additional details and arrange for your payment.
“Thank you for providing me with my Federal Retirement Report©, it was comprehensive and informative. The report proved very helpful in determining my ultimate retirement benefits and it assisted me in making many of the important decisions that we, as government employees, must make"
Shelly,Fountain Valley CA
“I really appreciate all of the good advice and especially the TSP evaluation. I didn’t realize I was probably going to have a lot less than I expected if I didn’t make some changes. Hopefully now I will have enough to retire” “I really appreciate all of the good advice and especially the TSP evaluation. I didn’t realize I was probably going to have a lot less than I expected if I didn’t make some changes. Hopefully now I will have enough to retire”
Christy, New Orleans, LA
“Because of your advice I have increased my CSRS annuity by $1,000 per year for life and all I had to do was make a deposit of around $700 before I retired. How come no one in HR knew this? Thank you so much for your advice”
Ray, Hernando Beach, FL
“Now I know I will have the income that I need guaranteed for life. I can’t tell you how much better I feel knowing I am going to be OK in retirement and am looking forward to submitting my paperwork soon” Bruce,Logan, UT
“My wife and I did our budget and thought we’d be OK in retirement but after we reviewed my Federal Retirement Report© we realized there was going to be a shortfall of over $400 per month if I submitted my retirement papers as planned. Fortunately I completed my webinar and got my report first. We’ve made the changes and are so happy to say now we are going to have extra money”
Paul, Oxnard, CA
“WOW, I didn’t realize what was going to happen to my Federal Employee Group Life Insurance in retirement, WOW!!!!! Thanks for helping me fix that” “WOW, I didn’t realize what was going to happen to my Federal Employee Group Life Insurance in retirement, WOW!!!!! Thanks for helping me fix that”